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American Hometown Mortgage offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30yr Fixed
5yr ARM
5YR ARM JUMBO

Rates last updated on Tuesday, December 23, 2008

30yr Fixed
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.5%1%4.717%
4.75%0%4.881%

5yr ARM
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.875%1%5.627%
5.125%0%5.631%

5YR ARM JUMBO

Terms: Fixed for 5 years. Minimum of 40% down-payment.

Term: 30 years   Maximum Amount: $3,000,000
RatesPointsAPR
4.875%1%5.627%
5.25%0%5.679%


Assumption: 25% Down Payment, Single Family Owner-occupied, Tier 1 credit, Full Documentation of Income & Assets.

If you have less then perfect credit, or prefer Alternative Documentation of Income and/or Assets, then please feel free to contact us immediately to discuss your individual needs.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,170. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $650,000 with closing costs of $6,500. Your actual APR may be different depending upon these factors.